Business Development Officers At Smep Microfinance Bank

Job Summary
Responsible for business development through marketing and recruiting of customers, processing and disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy and satisfied customer base.
QUALIFICATIONS AND COMPETENCIES:
A minimum grade of C+ (plus) in KCSE
An undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized
Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant experience in the Banking sector will be an added advantage.
Proficiency in computers is mandatory.
Ability to analyze and interpret financial statements
Clear understanding of Microfinance banking industry is an added advantage.
Good interpersonal & communication skills with excellent customer service.
A team player with the drive to improve performance.
Persuasive with strong recognition skills,
Self-driven and possess the ability to work with minimum supervision
Ability to work independently under minimum supervision.
Strong Christian values, commitment and passion for the transformation of the population.
Aged between 26 and 35 years

Responsibilities
Responsible for Marketing of Banks products and services
Facilitate recruitment and registration of clients in existing and new groups
Stimulate client training on SMEP policies, procedures and basic business skills, loans, business, e.t.c.
Ensure that all clients contribute weekly savings and repay their loans on time
Responsible to evaluate clients’ businesses and determine whether they are worth the amount applied for
Responsible for client evaluations and loan processing.
Responsible for maintaining a quality asset portfolio as per the Banks requirements
Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly reports as per the Banks’ requirements to the respective Office Holders.
Responsible for recording, verifying and assessing the chattels offered for loans with assistance of the Branch Manager
Ensure follow-up of defaulters and collection of arrears
Responsible for record keeping for all clients e.g. savings, loan status etc.
Ensure client retention through excellent customer service