The job holder heads the Credit Department and reports to the Managing Director. He/She is charged with the following responsibilities:-
Work closely with the Managing Director to develop and drive challenging but achievable Corporation’s strategic objectives and ensure that performance based schemes are in place to drive the business and achieve the results.
Lead the AFC credit function and ensure that organic business growth in line with the Corporation’s strategies and plans are met.
Using an open and inclusive management style, provide leadership focus for the management of the AFC credit strategies and policies through a highly motivated credit team.
Ensure tight performance and process controls in the AFC loan portfolio.
Ensure that the implementation of the AFC credit policies are supported by clear lines of accountability for each service level, section managers and staff in the department.
Cultivate and reinforce strong business relationships with existing customers and farmers and establish new and sustainable business linkages and partnerships as is appropriate.
Accountable for planning and opening of new branches (outlets) in terms of expansion of the business.
Qualifications and experience
Bachelor of Science degree in Agriculture, Agricultural Economics or related fields
Professional Master’s degree in Agricultural Economics, Agribusiness, Business Administration or related field from a recognized university.
Must be computer literate
Have training and exposure at senior Management level
Ten years’ experience earned in a similar position in a busy service oriented environment preferably in the agricultural sector, banking sector or within a development financial institution.
Possess/demonstrate project and process management skills
Be a result oriented relationship builder with an exceptional entrepreneurial spirit and capacity to work under pressure without supervision in tough and competitive environment so as to grow a collectable portfolio and increase the volume of AFC lending business.
Possess excellent organizing, mobilizing, interpersonal and influencing skills
Be a team player who is able to develop strong relationships with a range of stakeholders and demonstrates ability to influence at multiple levels within the Agricultural Sector.