Job PurposeThe role holder will be responsible for delivering seamless world class customer experience across all customer touch points with utmost level of consistency & professionalism.Key ResponsibilitiesCustomer ExperienceAvailable and able to respond in a prompt, timely, friendly, supportive and helpful manner to all customers who walk into the branch and project a professional, warm and friendly image.Use sound judgment and take decisions that will meet customer expectations while striving to achieve a win/win outcome for the Customer and the BankEnsure customers receive excellent and consistent service by providing fast, accurate, relevant and useful information, regarding all aspects of SBM Bank Products and Services in line with the customer's feedback and needs to achieve a world-class customer experience at all timesEnsure that all customer queries, problems and complaints related to the bank are completely and effectively resolved as a 'One Stop Shop' serviceTake responsibility for acting on, following up customer instructions proactively and keeping customers frequently updated on the statusAvail customer instruments such as cheque books, prepaid, debit cards, mobile access and online access within agreed timelinesTo ensure that issues escalated arising from customer queries are resolved within 24 hours to maintain customer satisfaction & loyaltyEliminate recurring customer issues through Root Cause Analysis and maintain Service Improvement Action Plans which should be implemented in the "Kill the stupid rule habit"Uphold and maintain the SBM Bank Values.Business GrowthDrive revenue growth through revenue assurance and non-funded incomeRequired to open, reactivate and retain set number of target accounts and cross sell full array of retail products while ensuring optimal channel utilization as per set targets.Deepen existing relationships and grow share of wallet/potential value within the Bank by recognizing and referring cross-sell opportunities through channel migration, cross sell and up sell of products and services that add value to the customer on the use of digital alternative channels.Compliance and AuditEnsure that the branch look and feel is within set Customer Experience Standards including implementation of adherence to SBM Habits, Name tags (First Name Only), dress code – Clean Desk Policy and Floor Management of the banking hallAuthenticate Customers identity and when positive, capture and update customer interactions accurately on CRM; when unable to validate, escalate interaction via CRMTo ensure strict compliance with Branch Operations, Customer Experience Policy, Customer Service Standards and all other Bank Processes and Procedures so as to get It Right the First Time, every time for all branch staffComply with respective Know Your Customer (KYC), KYP, KYT, Anti Money Laundering (AML) procedures and be alert at all times to unusual or possibly suspicious activity, and make an incident report to the Branch Manager, Customer Experience and RiskLearning and DevelopmentTake responsibility to continually develop and learn, so as to improve personal performance in order to achieve individual, team and departmental SLA's and KPI'sKey RelationshipsCustomers of this PositionExternal CustomersBranch ColleaguesColleagues within Branch network and Central OfficeKnowledge RequirementsSkills and Experience required for this RoleBachelor's degree in any discipline with a minimum of second class honorsGood Communication Skills (written and verbal)Customer service management processes and procedures MS proficiency – Excel, PowerPoint, word etcCompetencies required for this RoleWorking with peopleAdhering to principles and valuesRelating and networkingPersuading and influencingPresenting and communicating informationWriting and reportingLearning and researchingCreating and innovatingDelivering results and meeting customer expectationsFollowing instructions and proceduresAdapting and responding to changeCoping with pressure and setbacksAchieving personal work goals and objectives
