Lending Risk Manager At Kcb Bank Kenya

Key Responsibilities
Monitor the credit portfolio at a macro level to identify concentration risks, emerging trends, and potential vulnerabilities.
Conduct periodic credit stress testing to assess portfolio resilience under various economic scenarios and provide insights into the results to inform risk management decisions.
Contribute to the development and periodic review of credit risk policies, frameworks, and risk appetite statements and make recommendations on enhancement of credit controls and risk mitigation as appropriate.
Prepare regular reports and dashboards on portfolio performance, risk indicators, and sectoral exposures for senior management and Board committees.
Assist in the preparation of ICAAP documentation, including risk and capital assessments, for regulatory submissions.
Ensure compliance with Basel, IFRS 9, and other local banking regulations and global practices related to credit risk.
Regularly collaborate with key stakeholders to balance risk and growth objectives.
Perform regular review of the bank's Risk Based Loan Pricing model.
Support the enhancement of risk models, credit scoring systems, and automation for better decision-making.

Education/Academic Requirements
Education Bachelors Degree Any relevant area RQ
Professional Qualifications ACIB/AKIB/ CPA (K)/ACCA/ IRM/ FRR/PRM/FRM/SCR AA
Masters Degree Business, Statistics or Information Technology related course AA

Experience
Detail Minimum No of Years Need Type
Experience in Credit and/or Credit Risk Management 5 ES
Experience with Credit Policies, Governance, Processes, and Regulatory Compliance 4 ES
Stakeholder Management 3 ES
Experience in Digital Lending and Automated Credit Decisioning 3 ES
Data Analysis and Reporting 3 ES
People Management 3 AA
Project Management 3 AA