Yesterday, 18:22 Ad ID3080348
Loans / Debt Collection Officer
Other Mombasa Details Number of Positions 4 Years Experience 3 years Minimum Qualification Diploma Job Level Mid level Work Type Full time Company Industry Banking & Finance Employer Mwananchi Financial Services Description
The officer shall market the company loan products, approve or deny loan applications and assist in the recovery of disbursed loans.
The position reports to the Branch Manager
Main Duties:
• Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.
• Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
• Evaluate and advice on client’s ability to pay based on analysis of their finances.
• Obtain credit information from credit institutions and references.
• Process approved loans for disbursement.
• Undertake business and home visits to validate applications where need dictates.
• Review and update credit and loan files.
• Undertake data entry on approved loans.
• Undertake timely valuation and renewal of contracts upon expiry.
• Analyze, advice and assist in the recovery of defaulted loans
• Continuous professional development to keep up with current industry trends.
• Prepare and submit timely reports and information for decision-making.
• Ensure to collect and recover from performing and non-performing accounts
• Undertake timely recovery actions through effective communication and negotiate with customers on their past due facilities while ensuring that subsequent actions on the facilities, if required, are not delayed.
• Ensure individual performance objectives and measures are met.
• Any other duties as may be assigned.
Qualifications & Experience
• Bachelors/Diploma in Accounting, Finance, Banking, or credit management or any business related field from a recognized institution
• At least three years experience in a credit facility with a similar role in the financial industry
• Key Competencies Proficiency in ICT with strong MS Office and internet ability.
• Valid motorbike riding license will be an added advantage.
• Valid Clean Police Clearance Certificate
Key Personal Attributes
• Confidentiality and integrity
• Confident and assertive demeanor
• Strong analytical, communication and interpersonal skills
• Outstanding organizational and time –management abilities.
• Ability to work under pressure with tight deadlines
• Good business sense and commercial awareness
• Negotiation and influential skills
• Excellent customer service
• Problem solving skills
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