Credit Analyst -Sme

The role of SME Analyst is to assist Relationship Managers SME’s, to manage a highquality portfolio of SME clients in a manner that complies with the Bank’s policies(both Shariah and other).
Qualification and experience
Business graduate from an accredited university preferably with a major in Finance,Marketing and/or Economics. Professional qualification such as CPA, CFA will be an added advantage.

Proven experience of at least two (2) years in a similar position, with hands on experience in managing a portfolio of clients and analyzing corporate proposals.

Responsibilities

Credit skillsi. Ability to prepare financing proposals

ii. Ability to analyze balance sheet and profit & Loss statements

iii. Ability to do cash flow analysis,

iv. Knowledge of business segments and economic/industry sectors and risks relating

to the segments

v. Knowledge of relevant Shariah policies/ processes

vi. Detailed knowledge of relevant Bank policies, e.g. Credit, KYC, AML

vii. Thorough knowledge of relevant Shariah policies and processes

Business development skills

i. A good understanding of the target market and growth opportunities

ii. Thorough knowledge of the Bank’s products and services

iii. Ability to negotiate and close deals

iv. Ability to cross sell products of the Bank and maximize on revenues from a customer

v. Ability to monitor targets, use relevant information from dashboard to identify areas

to focus on.

vi. Ability to identify what competition is doing and recommend improvements in

Bank’s products/services

Job Requirements
Required education
: Bachelor's degree

Required relevant work experience
: 2 years

Required languages:
English (Spoken: fluent | Written: fluent)
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