Credit Officer

Job Summary

Applications are invited from qualified persons for the above vacant position.

Minimum Qualification:Bachelor
Experience Level:Mid level
Experience Length:3 years
Job Description/Requirements

Reporting to:Credit Manager

Duties and responsibilities:
Appraise all loan applications as per the Sacco lending policy
Maintain and update data on all borrowers.
Ensure that loan guard schedule is accurate and submitted on time
Ensure that the guarantor register is updated.
Analyze guarantee and follow up on security perfection process.
Accompany Valuers to view properties submitted for loan security and make independent report.
Follow with members who have delinquent loan via telephone and emails as per the lending policy
Monitor performance of loans and recommend remedial measures in consultation with the Credit Manager.
Co-ordination of client visits to ensure every loanee is visited
Perform any other duty that may be assigned from time to time.
Qualifications and Competencies
Degree in a business-related field from a recognized University
KCSE Minimum C+ with C+ in mathematics
Computer proficiency especially in accounting packages
At least 3 years’ experience in a related field
Be of exemplary integrity and honesty
Have excellent financial analysis skills
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